If you’re like many new home buyers, you’re probably wondering: “What the home warranty insurance and why should I” Many people believe that your landlord insurance home is sufficiently protected unforeseen costs. Unfortunately, this is simply not the case. There are many features of the house to see and even more situations where your insurance does not cover everything.The warranty covers the first house breaking many major systems in the house. Secure device is additional coverage of a home warranty. Providing standard homeowners insurance package includes major appliances, such as cooking and laundry. Must also large systems, are covered with heating, cooling and hot water. In addition to the mechanical systems and appliances, you can cover the roof, electrical systems, gas fireplaces, hot tubs, pools, septic tanks and buy pumps, to name a few.